Car Loans
Drive away in a new or used car financed by SCU Credit Union.
We can help you hit the road faster and smarter, while keeping more money in your pocket with better terms and reduced monthly payments.
New & Used Car Loans
Highlights
Why choose us for your car loan?
Unlike dealership financing, which often comes with extra fees and marked-up interest rates, our loans are designed to provide transparency, better rates, and lower monthly payments that work for your budget.
- Down payment options – as little as no money down
- Flexible terms up to 84 months for a new car and up to 75 months for a used car
- Finance up to 115% of your car's value (subject to certain limitations)
Refinance & Save
Drive down your payments
Refinance your auto loan and enjoy lower monthly payments. Keep more money in your pocket and enjoy the ride.
Helps you build your credit and offers the ability to lower your interest rate during the term of the loan.
Finance your new or used vehicle or refinance your existing auto loan and build your credit while doing it.
We give you the ability to lower your interest rate during the term on your loan. If you credit score has increased, you can reduce the interest rate up to two times during the life of the loan.
Your car could cost less!
Slash your loan payments through refinancing and discover how much you can save.
Boats, RVs, and motorcycles, oh my...
If you need something other than a car, we have options for you. Hit the water, trails, or the open road with our experienced team and great terms and rates.
Auto Loans | Frequently Asked Questions
- Calculate a Car Loan Payment
- Car Loan Rates
- GreenPath Learning Lab +
- Banzai Financial Literacy