Credit Card Rates

Table data for Visa® Credit Cards Rates
Description¹	Visa Platinum	Visa Signature Rewards	Visa Platinum Secured
Lowest APR¹ for purchases	16.24%	17.99%	17.99%

Lowest APR¹ for balance transfers	16.24%	17.99%	17.99%

Lowest APR¹ for cash advances	16.24%	17.99%	17.99%

Rewards	N/A	Earn Visa Signature Rewards Points*	N/A

Annual Fee	$0	$0	$0

Balance Transfer Fee for each transaction	3.00% of each advance($10.00 minimum -$75.00 maximum).	3.00% of each advance($10.00 minimum -$75.00 maximum).	3.00% of each advance($10.00 minimum -$75.00 maximum).

Cash Advance Fee for each transaction	$10.00 or 3.00% of each advance, whichever is greater.	$10.00 or 3.00% of each advance, whichever is greater.	$10.00 or 3.00% of each advance, whichever is greater.

Foreign Currency Transaction Fee for each transaction	2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country.	2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country.	2.00% of each foreign currency transaction in U.S. Dollars. 2.00% of each U.S. Dollar transaction that occurs in a foreign country.

*Please refer to SCU's VISA Signature Rewards Program Rules for full applicable terms and conditions.
¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%. Please refer to SCU's VISA Credit Card Agreement for Consumers for full applicable terms and conditions.↵